I gave up my house last year, mortgage co. did not approve for refinancing can I still purchase a house this year.

Hello Amy, if you mean that you allowed the bank to foreclose on your home, deed in lieu of foreclosure or sold the home via short sale, current guidelines require that you wait at least 2 years. Since there are many in your shoes today, I would check with a good lender every 6 months to see if the guidelines get more liberal. It will probably not happen very soon, but worth checking on it every so often. Best of luck!